Installment loans
Expand your product portfolio with flexible lending at competitive rates.
Sponsored Lending
Bring financial empowerment by enabling access to purchasing power on the spot.
Sponsored Lending
Bring financial empowerment by enabling access to purchasing power on the spot.
Powering innovation in consumer financing
We leverage our scalable technology infrastructure, regulatory framework and extensive network to enable a wide range of tailored lending programs.
Installment loans
Expand your product portfolio with flexible lending at competitive rates.
Point-of-sale financing
Drive consumer sales by offering affordable payments over time. Easy application, rapid approval.
Credit cards
Offer your customers the convenience of a credit card they can use anywhere. We’re linked to all major payment networks and are the No. 1 issuer of prepaid cards.1
Earned wage access
Put cash in the hands of your employees when they need it most through low-risk short-term financing.
Custom programs
Launch new finance offerings that set you apart with programs tailored just for you.
1. Nilson Report, May 2025
The capacity, knowledge and experience
to bring your vision to life
Nationally chartered bank
Able to oversee multiple complex programs at scale, nationwide.
Strategically managed balance sheet
The financial strength to support a wide range of programs.
Best-in-class technology infrastructure
Built for fintech and designed for seamless partner integration.
Industry-leading compliance framework
Proven, rigorous processes and regulatory acumen with a strong culture of compliance.
Hands-on expertise
Thorough familiarity with product lifecycles from program design to ongoing risk management.
Deep knowledge
Extensive experience with all forms of deposit, payment and lending products.