WE TRANSFORM BUSINESS NEEDS INTO SOLUTIONS THAT GROW WITH YOUR BUSINESS.
Fintech Solutions
We Define FINTECH Partnerships
The Bancorp does more than just enable our clients’ payments innovation. We create lasting partnerships with a future-focused approach to technology and services. As a result, we don’t “settle” for solutions that are possible today. Instead, we look to evolving technologies to create more advanced, scalable and nimble services. Today and every day, we work to continuously transform the payments landscape.
Payments Is the Core of Our Business
PROGRAM SPONSORSHIP
The Bancorp Fintech Solutions business pioneered prepaid card-issuing sponsorship in 2003. Today we are the #1 Issuer of Prepaid Cards¹ and overall the 8th Largest Issuer of Debit Cards in the U.S.²
1. Nilson Report May 2022.
2. Nilson Report April 2022.

Payment Services
Our Payment Services business provides merchant acquiring, Automated Clearing House (ACH) and push-to-card services.


Rapid Funds Transfer
When time is money, Rapid Funds Transfer offers secure and accurate real-time funds transfer for immediate payments, all day, every day.


Unparalleled Regulatory Framework
The Bancorp has invested in the people, processes and technology to support best-in-class consumer and regulatory compliance capabilities. We take our regulatory responsibilities seriously and have created a culture of compliance that extends to our partners and third-party service providers. We sustain this culture by our ongoing work with regulators to ensure the highest levels of security and protection for our partners and their customers.
Financial Strength
We are a leader in financial service and technology solutions and have the balance sheet, strength and size to support complex programs with significant scale.
Forward-Thinking Approach
We are a technology-focused bank known for our innovative thinking and ability to support both our partners’ current and aspirational product innovations.
Client Focus
We form strategic partnerships with leading payments companies and entrepreneurial financial technology startups.
Flexible Operating Platform
Our industry-leading, back-office infrastructure supports a variety of payments products and membership in all major payment networks.
Recognition

#1 Issuer of Prepaid Cards
2021

#8 Top Debit Card Transaction Volume
2021

Achieved Highest Percentage of Growth in Purchase Volume Among the Top 50 Debit Card Issuers
2020

Top Payment and Card Solution Provider
2020

Most Promising Banking Technology Solution Provider
2020
Latest News
THE BANCORP COMPLETES RELOCATION OF BANK HEADQUARTERS TO SIOUX FALLS
Q4 2022 FINANCIAL RESULTS WEBCAST
THE BANCORP RELEASES ENVIRONMENTAL, SOCIAL, AND GOVERNANCE (ESG) REPORT
Q3 2022 FINANCIAL RESULTS WEBCAST
THE BANCORP BANK OBTAINS NATIONAL CHARTER FROM THE OCC
THE BANCORP NAMED AS THE TOP BANK OVER $5 BILLION IN ASSETS IN BANK DIRECTOR’S RANKING BANKING STUDY
BUSINESS REVIEW & INVESTOR PRESENTATION - UPDATED
Q2 2022 FINANCIAL RESULTS WEBCAST
THE BANCORP APPOINTS TIMOTHY GREEN AS NEW HEAD OF FINTECH LENDING
Q1 2022 FINANCIAL RESULTS WEBCAST
THE BANCORP APPOINTS RANDALL BAUGH AS NEW CHIEF COMPLIANCE OFFICER
THE BANCORP RANKED #25 ON EQUAL OPPORTUNITY MAGAZINE'S 2022 TOP 50 EMPLOYERS LIST
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Blog

Create Your Own Story
Buying a Home with an SBLOC
The SBLOC is a strategic way to generate liquidity while preserving assets. As a long-term, liquidity source with competitive rates and flexible terms, the SBLOC can simplify the storyline for building client wealth.

Reinvigorating Commercial Real Estate Lending through SBA 504 Loans
Redefining lending and leasing drives The Bancorp Commercial Lending to continuously evolve how it fulfills the needs and expectations of business owners. To help accomplish this, Small Business Lending welcomes Debbie Petrell to expand its SBA 504 Lending opportunities. In this blog, she shares her background and how Commercial Lending offers unique lending solutions that help lay the foundation companies can build upon.

Tackle Tax Payments With an Insurance or Securities-Backed Line of Credit
A large tax bill can catch anyone off guard, and the best way to handle this unpredictable situation is to start conversations early on. As financial professionals meet with clients to proactively plan for the 2023 tax season.

Create Your Own Story
Paying off Policy Loans
with an IBLOC
When life presents unexpected opportunities, clients often need access to liquidity fast, which can include taking out loans from a whole life insurance policy. In this part of our Create Your Own Story series, our Institutional Banking team shares how clients can rewrite their future using an Insurance-Backed Line of Credit to pay off older policy loans while still having the freedom to access funds.

Create Your Own Story
Financing a Business Acquisition with an SBLOC
The SBLOC is a financing path less traveled, compared to traditional loans, to acquire the business of your dreams and plant the seeds for a brighter future.

A Guide to Commercial Lending, Part 2: Commercial Fleet Leasing
Achieving success with your business can often require acquiring or replacing fleet vehicles. In the second part of our Guide to Commercial Lending, The Bancorp Fleet Leasing experts guide you through the process with a strategic approach and an experienced team of fleet lessors.

Broadening Diversity at The Bancorp through Education and Service
At the core of culture at The Bancorp, we believe every person offers a unique and valuable perspective that helps establish an environment where everyone can develop and thrive.

How an IBLOC Lender Values a Life Insurance Policy
The most inherent benefit of life insurance is providing peace of mind and financial protection for your loved ones with a funded estate plan. But some life insurance policies offer additional financial advantages that can be leveraged beyond the death benefit — including loans.

Future of Fintech: Understanding Faster Digital Payments
As payments services continue to adapt in a growing digital landscape, companies in practically every industry are looking for ways to safely complete faster transactions for their customers, vendors, and clients. In a wave prompted by the challenges brought on by the COVID-19 pandemic, there has been a significant increase in the adoption of digital payments in consumer, retail, and corporate payments.

A Guide to Commercial Lending, Part 1: Small Business Lending
When business owners start to navigate the process of securing a loan for their business, there are foundational steps to consider that can help position the company in the best light for a potential lender.

Accessing Liquidity through Wholesale Transactions
As the economy tightens, finding access to liquidity and capital can be vital for lenders and lessors looking to attract new customers. Though there are several avenues available to accomplish this, a simple option that is often overlooked is the sale of loans and leases on the secondary market through a wholesale transaction.

How To Find The Right Partner For Holistic Wealth Management
The most inherent benefit of life insurance is providing peace of mind and financial protection for your loved ones with a funded estate plan. But some life insurance policies offer additional financial advantages that can be leveraged beyond the death benefit — including loans.