WE TRANSFORM BUSINESS NEEDS INTO SOLUTIONS THAT GROW WITH YOUR BUSINESS.
Fintech Solutions
We Define FINTECH Partnerships
The Bancorp does more than just enable our clients’ payments innovation. We create lasting partnerships with a future-focused approach to technology and services. As a result, we don’t “settle” for solutions that are possible today. Instead, we look to evolving technologies to create more advanced, scalable and nimble services. Today and every day, we work to continuously transform the payments landscape.
Payments Is the Core of Our Business
PROGRAM SPONSORSHIP
The Bancorp Fintech Solutions business pioneered prepaid card-issuing sponsorship in 2003. Today we are the #1 Issuer of Prepaid Cards¹ and overall the 6th Largest Issuer of Debit Cards in the U.S.²
1. Nilson Report April 2023.
2. Nilson Report April 2023.

Payment Services
Our Payment Services business provides merchant acquiring, Automated Clearing House (ACH) and push-to-card services.


Rapid Funds Transfer
When time is money, Rapid Funds Transfer offers secure and accurate real-time funds transfer for immediate payments, all day, every day.


Unparalleled Regulatory Framework
The Bancorp has invested in the people, processes and technology to support best-in-class consumer and regulatory compliance capabilities. We take our regulatory responsibilities seriously and have created a culture of compliance that extends to our partners and third-party service providers. We sustain this culture by our ongoing work with regulators to ensure the highest levels of security and protection for our partners and their customers.
Financial Strength
We are a leader in financial service and technology solutions and have the balance sheet, strength and size to support complex programs with significant scale.
Forward-Thinking Approach
We are a technology-focused bank known for our innovative thinking and ability to support both our partners’ current and aspirational product innovations.
Client Focus
We form strategic partnerships with leading payments companies and entrepreneurial financial technology startups.
Flexible Operating Platform
Our industry-leading, back-office infrastructure supports a variety of payments products and membership in all major payment networks.
Recognition

#1 Issuer of Prepaid Cards
2022

#6 Top Debit Card Transaction Volume
2022

Achieved Highest Percentage of Growth in Purchase Volume Among the Top 50 Debit Card Issuers
2020

Top Payment and Card Solution Provider
2020

Most Promising Banking Technology Solution Provider
2020
Latest News
Q1 2023 FINANCIAL RESULTS WEBCAST
THE BANCORP COMPLETES RELOCATION OF BANK HEADQUARTERS TO SIOUX FALLS
Q4 2022 FINANCIAL RESULTS WEBCAST
THE BANCORP RELEASES ENVIRONMENTAL, SOCIAL, AND GOVERNANCE (ESG) REPORT
Q3 2022 FINANCIAL RESULTS WEBCAST
THE BANCORP BANK OBTAINS NATIONAL CHARTER FROM THE OCC
THE BANCORP NAMED AS THE TOP BANK OVER $5 BILLION IN ASSETS IN BANK DIRECTOR’S RANKING BANKING STUDY
BUSINESS REVIEW & INVESTOR PRESENTATION - UPDATED
Q2 2022 FINANCIAL RESULTS WEBCAST
THE BANCORP APPOINTS TIMOTHY GREEN AS NEW HEAD OF FINTECH LENDING
Q1 2022 FINANCIAL RESULTS WEBCAST
THE BANCORP APPOINTS RANDALL BAUGH AS NEW CHIEF COMPLIANCE OFFICER
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Blog

Unlocking Career Opportunities through
Veteran Values
Military service instills values that many veterans carry with them throughout their lives. In this blog, Kaylie Churchsapp, Navy Veteran and FCRM Investigations and Reporting Analyst at The Bancorp, shared her experience and the most important values she applies in her career today.

Going the Extra Mile Toward Growth: GM Equipment Rentals
When the right opportunity for business growth presents itself, sometimes having the right financial partner can make a big impact. In this blog, we share how the experts from our Commercial Lending team used an all-hands-on-deck approach to help GM Equipment Rentals expand its business

D&I Excellence Awards: Celebrating Leadership and Innovation in D&I
Diversity & Inclusion (D&I) programs are a critical component of every corporate culture to help assure all employees feel heard, respected, and valued. But even the most detailed D&I program can only succeed with the support of employees

Create Your Own Story
Homebuying with an IBLOC
Home purchases can be significant plot points in a client’s life. Using an Insurance-Backed Line of Credit, financial professionals can offer a unique solution that helps change the setting of their story.

Maturing Business Growth:
2023 Senior Living Trends
The coming wave of baby boomer retirees brings new challenges and opportunities to senior living facilities. Now is a great time for senior living facility owners and operators to evaluate their potential growth needs to accommodate the aging baby boomer population.

Introducing IBLOC for Universal Life & Indexed Universal Life Insurance
An Insurance-Backed Line of Credit (IBLOC) offers an innovative lending solution to clients with eligible permanent life insurance policies, which now includes universal life and indexed universal life insurance in addition to whole life insurance. By expanding its product offerings, The Bancorp’s Institutional Banking can provide financial professionals and their clients greater access to tap into their policy’s cash value.

Create Your Own Story
Buying a Home with an SBLOC
The SBLOC is a strategic way to generate liquidity while preserving assets. As a long-term, liquidity source with competitive rates and flexible terms, the SBLOC can simplify the storyline for building client wealth.

Reinvigorating Commercial Real Estate Lending through SBA 504 Loans
Redefining lending and leasing drives The Bancorp Commercial Lending to continuously evolve how it fulfills the needs and expectations of business owners. To help accomplish this, Small Business Lending welcomes Debbie Petrell to expand its SBA 504 Lending opportunities. In this blog, she shares her background and how Commercial Lending offers unique lending solutions that help lay the foundation companies can build upon.

Tackle Tax Payments With an Insurance or Securities-Backed Line of Credit
A large tax bill can catch anyone off guard, and the best way to handle this unpredictable situation is to start conversations early on. As financial professionals meet with clients to proactively plan for the 2023 tax season.

Create Your Own Story
Paying off Policy Loans
with an IBLOC
When life presents unexpected opportunities, clients often need access to liquidity fast, which can include taking out loans from a whole life insurance policy. In this part of our Create Your Own Story series, our Institutional Banking team shares how clients can rewrite their future using an Insurance-Backed Line of Credit to pay off older policy loans while still having the freedom to access funds.

Create Your Own Story
Financing a Business Acquisition with an SBLOC
The SBLOC is a financing path less traveled, compared to traditional loans, to acquire the business of your dreams and plant the seeds for a brighter future.

A Guide to Commercial Lending, Part 2: Commercial Fleet Leasing
Achieving success with your business can often require acquiring or replacing fleet vehicles. In the second part of our Guide to Commercial Lending, The Bancorp Fleet Leasing experts guide you through the process with a strategic approach and an experienced team of fleet lessors.