Fintech Solutions

We Define FINTECH Partnerships

The Bancorp does more than just enable our clients’ payments innovation. We create lasting partnerships with a future-focused approach to technology and services. As a result, we don’t “settle” for solutions that are possible today. Instead, we look to evolving technologies to create more advanced, scalable and nimble services. Today and every day, we work to continuously transform the payments landscape.

Payments Is the Core of Our Business

PROGRAM SPONSORSHIP

The Bancorp Fintech Solutions business pioneered prepaid card-issuing sponsorship in 2003. Today we are the #1 Issuer of Prepaid Cards¹ and overall the 8th Largest Issuer of Debit Cards in the U.S.²

 

1. Nilson Report May 2022.
2. Nilson Report April 2022.

Payment Services

Our Payment Services business provides merchant acquiring, Automated Clearing House (ACH) and push-to-card services.

Rapid Funds Transfer

When time is money, Rapid Funds Transfer offers secure and accurate real-time funds transfer for immediate payments, all day, every day.

Unparalleled Regulatory Framework

The Bancorp has invested in the people, processes and technology to support best-in-class consumer and regulatory compliance capabilities. We take our regulatory responsibilities seriously and have created a culture of compliance that extends to our partners and third-party service providers. We sustain this culture by our ongoing work with regulators to ensure the highest levels of security and protection for our partners and their customers.

Financial Strength

Forward-Thinking Approach

Client Focus

Flexible Operating Platform

Recognition

#1 Issuer of Prepaid Cards

2021

#8 Top Debit Card Transaction Volume

2021

Achieved Highest Percentage of Growth in Purchase Volume Among the Top 50 Debit Card Issuers

2020

Top Payment and Card Solution Provider

2020

Most Promising Banking Technology Solution Provider

2020

Latest News

News

Q2 2022 FINANCIAL RESULTS WEBCAST

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News

THE BANCORP APPOINTS TIMOTHY GREEN AS NEW HEAD OF FINTECH LENDING

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News

Q1 2022 FINANCIAL RESULTS WEBCAST

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News

THE BANCORP APPOINTS RANDALL BAUGH AS NEW CHIEF COMPLIANCE OFFICER

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Press Release

THE BANCORP RANKED #25 ON EQUAL OPPORTUNITY MAGAZINE'S 2022 TOP 50 EMPLOYERS LIST

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Press Release

THE BANCORP NAMED A TOP 50 COMMUNITY BANK IN 2021 BY S&P GLOBAL MARKET INTELLIGENCE

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Press Release

THE BANCORP COMMERCIAL LENDING ANNOUNCES NATIONAL LOAN PROGRAM FOR THE FUNERAL HOME INDUSTRY

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News

BUSINESS REVIEW & INVESTOR PRESENTATION - UPDATED

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News

Q4 2021 FINANCIAL RESULTS WEBCAST

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Announcement

THE BANCORP IS PROUD TO ANNOUNCE CHERYL CREUZOT HAS JOINED ITS BOARD OF DIRECTORS.

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News

THE BANCORP EXPANDS SIOUX FALLS PRESENCE WITH NEW OFFICE AT CHERAPA PLACE

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News

BUSINESS REVIEW & INVESTOR PRESENTATION - UPDATED

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Partners

Institutional Banking

The IBLOC: A New Avenue to Manage Wealth

The Insurance-Backed Line of Credit (IBLOC) offers financial professionals and their clients a way to create liquidity while preserving wealth. In ThinkAdvisor webinar, The Bancorp experts Abdbullah Rajput, Director, IBLOC Lead and John Protlich, Director, Regional Business Development Officer, take a deep dive into the IBLOC.

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Commercial Lending

Questions for Lawn Care Businesses That Want To Be Acquired

Many lawn care businesses are juggling a combination of consistent, increasing demand for services and an aging/shrinking workforce. For these business leaders, it’s vital to examine the business within the context of the following questions as they begin to plan for the future and determine if acquisition is the best course of action.

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Commercial Lending

The Chip Shortage: One Year Later

As we near a full year since this issue began, The Bancorp takes a look at one of the hardest hit industries — construction — and forecasts what business owners may be able to expect as the shortage continues, as well as how to navigate the situation until it is a thing of the past.

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Human Resources

Employees That Serve: Uniting The Bancorp Community through Service

Service to others is a unifying force that brings people together. It can take many forms, whether it be participating in local community service or serving your country, service means rising to the occasion for others.

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Institutional Banking

What Market Volatility Means for The Bancorp SBLOC

Volatile financial markets have become a concern for financial professionals and their clients alike. Over the past several months, critical economic indicators and geopolitical events have generated a “perfect storm” of uncertainty in global markets.

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Institutional Banking

The Bancorp IBLOC Leadership Roundtable: IBLOC 101

Abdullah Rajput, Director, IBLOC Lead and John Profitlich, Director, Regional Business Development Officer, offer insight and suggestions to help financial professionals and their clients better understand the uses and benefits of an IBLOC so they can make better financial decisions.

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Small Business Lending

Celebrating Resiliency: Small Business Week 2022

There is no question that small business owners have been through a tumultuous time over the past few years. Through the hardships brought on by the pandemic and its ongoing economic and social impact, business owners have dealt with unparalleled pressure to remain resilient and determined to sustain and grow their companies.

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Commercial Lending

Independently-Owned Assisted Living Facilities Are Primed for Success amid Exponential Industry Growth

There are more than 70 million baby boomers in the United States who are at or near retirement age, and about 70% are expected to enter some type of assisted living facility (ALF) in the future. This, coupled with the fact that Americans are living longer, has prompted many older Americans to turn to ALFs to serve their needs, which has generally driven remarkable growth in the industry.

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Commercial Lending

How the Infrastructure Bill Will Affect the Commercial Construction Industry

For years, Congress debated the need for a bill that would strengthen and reinforce America’s deteriorating infrastructure. On November 15, 2021, President Biden signed a historic $1.2 trillion bipartisan infrastructure deal, titled the “Infrastructure Investment and Jobs Act,” into law.

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Commercial Lending

Looking Back and Forward: A Review of Trends in the Construction Industry

At the start of the coronavirus pandemic in March 2020, like so many other areas of infrastructure, the construction industry came to a grinding halt due to health and safety concerns. As businesses tried to return to “normal,” they were (and continue to be) faced with delays.

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Commercial Lending

Why Lawn Care Businesses Are Primed for Market Consolidation

With a greater focus on home improvements, coupled with the ongoing maintenance required by homeowners, businesses experienced a slew of return customers who not only wanted services, but needed them.

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Commercial Lending

Part II: What to Know about Growing Your Home Services Business: Acquiring a Stand-Alone Small Business

For small home services businesses on the receiving end of increased demand, operating as-is may no longer be feasible or sustainable. As owners vet their opportunities to capitalize on growth, many roads may lead to acquisition, whether that be a franchise or another stand-alone business.

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