Sharpen Your Competitive Edge

The Bancorp lines of business offer banking services and functionality — typically accessible by only larger and more fully resourced institutions — to businesses of all sizes. Now smaller and independent businesses can access the most current tools and cutting-edge technology to compete with larger institutions. Learn more about our Fintech Solutions, Institutional Banking and Commercial Lending business offerings and how they can help your business succeed.

Institutional Banking

Tackle Tax Payments With an Insurance or Securities-Backed Line of Credit

A large tax bill can catch anyone off guard, and the best way to handle this unpredictable situation is to start conversations early on. As financial professionals meet with clients to proactively plan for the 2023 tax season.

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Institutional Banking

Create Your Own Story
Paying off Policy Loans
with an IBLOC

When life presents unexpected opportunities, clients often need access to liquidity fast, which can include taking out loans from a whole life insurance policy. In this part of our Create Your Own Story series, our Institutional Banking team shares how clients can rewrite their future using an Insurance-Backed Line of Credit to pay off older policy loans while still having the freedom to access funds.

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Institutional Banking

Create Your Own Story
Financing a Business Acquisition with an SBLOC

The SBLOC is a financing path less traveled, compared to traditional loans, to acquire the business of your dreams and plant the seeds for a brighter future.

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Commercial Lending

A Guide to Commercial Lending, Part 2: Commercial Fleet Leasing

Achieving success with your business can often require acquiring or replacing fleet vehicles. In the second part of our Guide to Commercial Lending, The Bancorp Fleet Leasing experts guide you through the process with a strategic approach and an experienced team of fleet lessors.

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Diversity & Inclusion

Broadening Diversity at The Bancorp through Education and Service

At the core of culture at The Bancorp, we believe every person offers a unique and valuable perspective that helps establish an environment where everyone can develop and thrive.

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Institutional Banking

How an IBLOC Lender Values a Life Insurance Policy

The most inherent benefit of life insurance is providing peace of mind and financial protection for your loved ones with a funded estate plan. But some life insurance policies offer additional financial advantages that can be leveraged beyond the death benefit — including loans.

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Fintech Solutions

Future of Fintech: Understanding Faster Digital Payments

As payments services continue to adapt in a growing digital landscape, companies in practically every industry are looking for ways to safely complete faster transactions for their customers, vendors, and clients. In a wave prompted by the challenges brought on by the COVID-19 pandemic, there has been a significant increase in the adoption of digital payments in consumer, retail, and corporate payments.

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Commercial Lending

A Guide to Commercial Lending, Part 1: Small Business Lending

When business owners start to navigate the process of securing a loan for their business, there are foundational steps to consider that can help position the company in the best light for a potential lender.

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Commercial Lending

Accessing Liquidity through Wholesale Transactions

As the economy tightens, finding access to liquidity and capital can be vital for lenders and lessors looking to attract new customers. Though there are several avenues available to accomplish this, a simple option that is often overlooked is the sale of loans and leases on the secondary market through a wholesale transaction.

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Institutional Banking

How To Find The Right Partner For Holistic Wealth Management

The most inherent benefit of life insurance is providing peace of mind and financial protection for your loved ones with a funded estate plan. But some life insurance policies offer additional financial advantages that can be leveraged beyond the death benefit — including loans.

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Commercial Lending

Inflation and its Impact on Small Business

Businesses all over the country have worked tirelessly to adjust to the “new normal” and the lingering impacts caused by the pandemic. But just as some owners may have found some stable footing, the ongoing rise in inflation has once again forced companies to reevaluate their budgets and business models.

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Institutional Banking

Top Three Tips for Rising Financial Professionals

Building and maintaining a book of business as a rising financial professional can feel like a mountain to climb, particularly in a crowded environment.

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Videos

Commercial Lending

Put your business plans in motion with The Bancorp Commercial Lending. With our customized Small Business Lending and Commercial Fleet Leasing services, you can move your goals to the finish line in no time.

Rapid Funds Transfer

In an increasingly connected world, the pace of business will only become faster. With Rapid Funds Transfer you can move your business into the fast lane with secure, immediate payments 24/7.

Insurance-Backed Line of Credit (IBLOC)

An IBLOC can add financial flexibility to wealth plans by accessing the cash value of eligible whole life insurance policies.1-3

TALEA® Loan Automation Platform

TALEA provides financial professionals with faster loan processing and the ability to connect to the full borrowing power of the client's portfolio.

  1. Policy must be issued by an approved insurance carrier. Contact your Regional Business Development Officer for our current list of approved carriers.
  2. Funding is subject to credit approval and underwriting.
  3. There may be an adverse tax consequence to clients pledging the policy and as such, we strongly advise you to consult with your tax advisors before pledging the policy as collateral for a loan.

Expert Advice With A Future Focus

Across our Fintech Solutions, Institutional Banking and Commercial Lending business lines, The Bancorp has broken new ground and earned top industry designations for our product and service capabilities. Our Executive Leadership continues to shape the future of banking and can provide valuable insights on information security, financial services technology and regulatory compliance. Each executive also provides unparalleled insight into the current and future states of their own highly dynamic business lines.