WE TRANSFORM BUSINESS NEEDS INTO SOLUTIONS THAT GROW WITH YOUR BUSINESS.
Access Cash, Preserve Assets

SBLOC
A Securities-Backed Line of Credit (SBLOC) offers fast access to funding based on the value of a client's portfolio assets.1-3

IBLOC
The Insurance-Backed Line of Credit (IBLOC) can provide up to 95% of the cash value of a client’s whole life insurance policy.4-6

Advisor Financing
Conventional loans for financial professionals seeking to merge with or acquire a practice, restructure debt and more.

Transition Services
With our SBLOC, financial professionals can transition to independence and retain valued clients.2
The Bancorp Advantage
- The Bancorp Bank, N.A. (Bank) does not charge an application fee. State, local and/or third-party fees may apply in some states.
- Securities-based borrowing has special risks and may not be suitable for everyone. Consult a financial advisor about any associated risks. Consult a tax advisor for tax-related matters and an attorney for legal matters. The Bank does not provide financial, tax or legal advice.
- An SBLOC cannot be used for the purchase of additional securities or to pay off a margin loan that was used to purchase securities.
- Policy must be issued by an approved insurance carrier. Contact your Regional Business Development Officer for our current list of approved carriers.
- Funding is subject to credit approval and underwriting.
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There may be an adverse tax consequence to clients pledging the policy as collateral for a loan. It is strongly recommended that clients consult with a tax advisor before pledging the policy.