BANKING SOLUTIONS TO BROADEN BUSINESS PERSPECTIVES
WE TRANSFORM BUSINESS NEEDS INTO SOLUTIONS THAT GROW WITH YOUR BUSINESS.
The Bancorp has decades of multi-industry banking experience and a technological focus to help our clients achieve sustainable business growth.
AGILE, SECURE & SCALABLE FINTECH SOLUTIONS
Our partners benefit from our financial strength and industry expertise.
The Bancorp deploys custom payments services merging cutting-edge technology with superior regulatory and compliance infrastructure.
Accessing new avenues to leverage existing wealth
Through strategic alliances with nonbank wealth management platforms, we enable independent and registered financial professionals to expand their service offering to better compete with larger and more fully-resourced institutions.
A one-of-a-kind offering to serve you better
The Bancorp Commercial Lending business offers a distinctive set of services which reflect our commitment to meeting your evolving business needs.
Whether you need a small business loan or leasing services for a fleet of vehicles, we can provide you the expertise and financial traction to keep you on the road to success.
COMPETITIVE BRIDGE FINANCING SOLUTIONS
THE BANCORP PROVIDES BORROWERS WITH CERTAINTY OF EXECUTION FOR NON-RECOURSE COMMERCIAL REAL ESTATE BRIDGE LOANS NATIONWIDE.
As a direct lender, we provide a streamlined, single source of origination, funding, and asset management for loan brokers and their clients seeking to purchase and reposition multifamily and other commercial real estate properties.
WE TAILOR BANKING SOLUTIONS TO YOUR BUSINESS NEEDS.
Across our Fintech Solutions, Institutional Banking and Commercial Lending business lines, The Bancorp offers a wide range of products and services that can transform your business needs into long-term, technology-enabled solutions.
GAIN INSIGHT FROM INDUSTRY EXPERTS
OUR FINETICS® BLOG OFFERS TIMELY COMMENTARY ON THE LATEST BANKING TRENDS.
Tap into the mindset of The Bancorp solution leaders as they discuss what’s new in the banking industry and how The Bancorp can help you stay ahead of the curve.
EXPERT COMMENTARY AT YOUR FINGERTIPS
THE BANCORP OFFERS A VISIONARY APPROACH TO BANKING BACKED BY DECADES OF INDUSTRY EXPERTISE.
The Bancorp solution leaders are financial industry experts conversant with the latest banking trends and the next generation of business banking solutions.
THE BANCORP DESIGNS THE FUTURE OF BANKING ONE CLIENT AT A TIME.
We’re not a startup, but we think that way. The Bancorp approaches each client’s needs as an opportunity to develop the next generation of banking products and services.
STRENGTHENING OUR VISIONARY FOUNDATION
THE BANCORP LEADERSHIP FOSTERS AN INVENTIVE APPROACH TOWARD BANKING.
The Bancorp Leadership Team sets the compass for exploring new perspectives that drive continuous organizational growth.
NAVIGATE A REWARDING CAREER AT THE BANCORP
WE’RE INVESTED IN YOUR DEVELOPMENT AND GROWTH.
The Bancorp offers a dynamic work environment and ongoing opportunities to broaden your knowledge and enrich your skill sets.
COMMITTED TO DIVERSITY & INCLUSION
THE BANCORP VALUES THE DIFFERENCES THAT MAKE US UNIQUE.
We cultivate an environment where all cultures, ideas and perspectives are equally acknowledged and respected.
Values-Based Business Practices
ESG principles are integral to The Bancorp’s business strategy.
Our Environmental, Social, and Governance (“ESG”) initiatives guide our business practices to create positive change for our local communities, the environment, our clients and customers, and the banking industry as a whole.
Partner for Life: Guiding Clients Through Financial Milestones
The Bancorp Institutional Banking
Throughout life, we cultivate many relationships that influence our journey. Whether personal or professional, the most impactful are those that are mutually beneficial. This notion is something that financial professionals should keep in mind when growing their client portfolio. The relationship with clients in an advisory setting goes beyond managing assets. Instead, it should be viewed as building and maintaining a relationship. Trust in the financial professional’s expertise to help make significant decisions for their clients’ lives and the lives of their families is key. It’s a responsibility that should not be taken lightly. But with the proper understanding and care in this professional relationship, becoming a partner for life can benefit clients and financial professionals equally.
Think about interactions with clients. When they ask to adjust their portfolio or other requests, what are they really asking for help with? Often, these requests come when the client is looking to fund a major life milestone. Though this can present a challenge depending on the state of the portfolio, it should also be met with mutual excitement or, at the very least, attention to the happenings of the client’s life. By giving the correct amount of care to the relationship with the client, financial professionals can deepen that relationship and even grow their practice through client referrals or reviews.
Through our Institutional Banking business, The Bancorp works with financial professionals to offer clients unique banking solutions that help provide financial flexibility and keep their wealth management goals on track. From our experience, here are some of the life changes that should be on the radar when establishing an authentic life partnership with clients:
CAREER CHANGES
Though many clients establish their relationship with financial professionals when they are preparing for retirement, before that happens, major career changes are a life milestone that should still be regarded. For high-net-worth individuals, their career holds incredible importance, and changes can be daunting. Beyond salary adjustments, clients may seek a financial professional’s guidance on managing other assets they earned in their previous roles, including pension plans, stock options, or vested interest in a company. Guidance in managing this significant transition can help financial professionals establish a trusted relationship with a client early and continue to build upon it for years to come.
FAMILY CHANGES
Another milestone that clients may face before retirement is changes to their family dynamic. Whether these changes come in the form of marriage, divorce, or having a new child, these events can significantly alter expenses. These milestones can often bring substantial anxiety to the client and can be a perfect opportunity for a financial professional to instill confidence and become a valuable resource of assurance during a nerve-wracking experience.
RETIREMENT
Planning for retirement is when many client relationships are established. It’s a milestone that clients have worked toward throughout their life, and because of that, they may be selective about who they work with to navigate a plan that helps them enjoy the rest of their lives. If handled correctly and with a detailed level of attention to client goals, this could be the starting point of a life partnership between the financial advisor and the client and may lead to helping manage the assets of other family members down the line.
HOMEBUYING
Though some clients may look for financial guidance when buying their first home, a client’s second home, vacation, or investment property is often funded with a financial professional’s advice. When considering this significant purchase, clients should be offered options regarding financing–especially when home costs and interest rates are both extremely high. Traditional real estate lending may not be the right fit, and there may be an opportunity for clients to leverage other assets, such as securities or a whole-life insurance policy, to help finance their new property.
LEGACY PLANNING
When it comes time for clients to think about the future of their estate, hopefully, there is already a well-established relationship with a financial professional who can adequately prepare a legacy plan for the client. Having a trusted advisor during this period can make conversations with next of kin more manageable, and the financial professional can help answer any questions regarding legacy planning aspects such as estate taxes.
Whichever stage of life a client partnership starts, financial professionals will be entrusted to help provide the guidance that helps the client and their family reach their life goals. To provide clients with best-in-class service, it’s important to approach their wealth management strategy holistically and provide financing options that support their assets and portfolio.
At The Bancorp, our Institutional Banking team equips independent financial professionals with innovative lending and deposit products that provide clients new avenues to manage wealth. With unique solutions like an Insurance-Backed Line of Credit (IBLOC) or Securities-Backed Line of Credit (SBLOC) that can seamlessly integrate into strategies, our team establishes long-term relationships with financial professionals to become a banking partner for life as they assist their clients throughout their journeys.
Interested in learning more about Institutional Banking at The Bancorp? See what we have to offer and get in touch by clicking here.
The Bancorp
Institutional Banking
Institutional Banking
Partner for Life: Guiding Clients Through Financial Milestones
Through our Institutional Banking business, The Bancorp works with financial professionals to offer clients unique banking solutions that help provide financial flexibility and keep their wealth management goals on track.
Take Your Own Advice: Creating a Successful Succession Plan
Financial professionals regularly provide guidance to clients on major life decisions like planning for retirement. When it comes time for financial professionals to step down from the industry, it’s important to have a solid and structured plan in place.
Create Your Own Story Expanding a Medical Practice with an IBLOC
What happens when a medical practice is ready to set the stage for its next chapter? As we travel further into our Create Your Own Story series, our Institutional Banking team shares how an Insurance-Backed Line of Credit can help owners of medical facilities expand their practice.
